The bank’s management has directed to provide Murabaha for the medical cadres and the groups involved with them from the owners of laboratories, medical analyzes, sonar equipment, phrasers, dentists, ophthalmologists, pharmacies and everything related to medical matters.
And in appreciation of the efforts of our medical staff (the white-dressed army) and their efforts to combat Corona disease, the International Islamic Bank launches financing murabaha for medical purposes (establishing a medical project or developing an existing medical project) within the initiative of financing projects for the Central Bank of Iraq according to the following:
1- The amount of financing reaches an amount of (100,000,000) dinars (one hundred million dinars) and according to the type of guarantee:
-Mortgage real estate
-Salary domiciliation
-Gold Mkhchl mortgage
-Personal sponsorship (employees)
2 – The percentage of commissions charged up to 15 million is as follows:
-(4%) is the total commission received by the bank, and the percentages determined in the content of this study shall be approved
-(0.08) The total commission collected by the guarantor of the loan under the program provided to the bank
-(0.07) the total commission collected by the central bank and according to the program provided to the bank
3- The commissions levied from the customer in excess of 15 million are as follows:
-(5.1%) bank commission
-(0,7%) Central Bank commission
-(1,2%) Commission of the insurance company
1. The loaner identification documents.
2. Baghdad Chamber of Commerce ID, or the federation of chambers of industries ID, if available.
3. The electronic form from the loans website of the Council of Ministers that is funded from the Central Bank of Iraq. The bank employee has to organize the applications and issues the form.
4. Filling the form of the banking facilities application with the correct information and signed from the credit manager, the specialized employee and the branch manager.
5. The project under construction pictures.
6. The store lease contract or the location ownership bond.
7. Providing the guarantees such as the bill of the loan amount after verifying all legal conditions from (the loaner department confirmation letter, or estate bond).
8. Written application of the loan amount and period.
9. Providing feasibility survey of the funded project.
10. The municipality council confirmation letter affirming the project existence.
11. Funding the other productive projects like (purchasing the productive cars, taxis and pick-up) should be subjected to the feasibility survey.
For more details, you can visit one of our branches and talk to the concerned employee or call the number 6070 (for international +9646070)
or by mail (marketing.support@imtb.iq)